Privacy and Security

PROTECTING YOUR DATA

LINKING YOUR ACCOUNTS

We use Plaid to securely connect to more than 15,000 financial institutions across the U.S. During the registration process, you will be asked to enter your online banking credentials. These credentials never touch our servers, nor are they stored by us in any way. Your credentials are sent through Plaid to your bank or credit card provider. Plaid then sends back an encrypted token to us.

READ ONLY ACCESS

Budge uses a read-only access token to view your transaction and balance history. These transactions are used to provide insights into your spending, savings, and achievements.  You can revoke this read-only access token at any time by removing your accounts in the settings page. Budge cannot move money or make changes to your bank accounts.

MULTI-FACTOR AUTHENTICATION

Many banks and credit card providers offer modern security measures, such as multi-factor authentication using security codes, challenge questions, and phone confirmation. We host our servers securely using Amazon Web Services (AWS), the same online data storage and hosting service that is used by the Department of Defense, NASA, and the Financial Industry Regulatory Authority (FINRA).

INDUSTRY LEADING ENCRYPTION

Budge encrypts your information using 256-bit SSL encryption while it is in-transit and at-rest.  We also use dual-level field encryption in our database to further protect your personal information.

STRICT INTERNAL CONTROLS

No one at Budge has access to your account or bank credentials.  Your data on our servers will never be accessed or used by any other party.  We don't sell your data or use it in any way without your permission.

Please contact us at support@BudgeMoney.com if you have any questions.